So I got the good news that we are finally at the "set a closing date" point with our 2nd mortgage. Turns out that it was in limbo because US Bank didn't adjust their interest rates when things started to rise again and thus they got thousands of loans in to go through underwriting. Then the last people we refinanced away from didn't clear up the title like they were supposed to and US Bank was unwilling to proceed until that was cleared up but everyone was also swamped, so it took forever to get the title resolved, but it is resolved today and thus we can set a closing date for the damn things in a couple days finally. Happy Birthday to me!
Now if Qwest would make a jump from geologic to human time, I'd be ecstatic.